Most people still regard the American Dream as attainable – work hard, provide well and retire in comfort. Unfortunately, this is not always the case. Without prudent planning, and a commitment to saving now to make that happen, millions of older Americans find themselves with an income shortfall. “That old […]
There are superstars in every walk of life – athletes, musicians and even in business. While most superstars were born with some degree of natural ability, very few are a genuine ‘overnight sensation’. It took many years of hard work, dedication and training for them to reach the top […]
Recent generations of Americans have grown up with a picture of retirement that’s based on their parents and grandparents: Stopping working at around age 65 or sooner in order to spend the rest of their lives traveling, visiting children and grandchildren, indulging in hobbies and recreation, and volunteering to […]
If you’re self-employed or own a small company and you haven’t established a retirement savings plan, National Save for Retirement Week is a perfect time to review the situation. A retirement plan can assist you and your employees save for the future. Tax advantages A retirement plan may have […]
Many small business owners think that they can’t afford to offer a retirement plan to their employees. They believe that the costs and regulatory burdens of sponsoring a retirement plan preclude them from being able to provide this valuable employee benefit. However, this often isn’t the case. “There is a […]
If you plan on working during your retirement, you’re not the only one. An increasing number of Americans plan to work at least some of the time during the course of their retirement years. According to the Employee Benefit Research Institute’s 2013 Retirement Confidence Survey, 69 % of workers […]
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