Finances

Finances

4 Credit Tips for Seniors

4 Credit Tips for Seniors

  Some seniors mistakenly believe that, since they are older and perhaps in retirement, it’s not as important to maintain a strong credit score as it was when they were younger and still working. But this couldn’t be further from the truth. Credit scores may play a role in many […]

by × December 10, 2013 × 0 comments

Finances

Mortgage Changes Coming in 2014: Should You Buy Now?

Mortgage Changes Coming in 2014: Should You Buy Now?

  Historically low interest rates have made the past few years a good time to buy a home for many Americans. However, some fundamental changes will be occurring in the mortgage market in 2014 that could make it more difficult to buy a home starting next year. Government-Backed Loan Limits […]

by × November 26, 2013 × 0 comments

Finances

The Importance of Building an Emergency Savings Fund

The Importance of Building an Emergency Savings Fund

  Many personal financial planning experts suggest that individuals make building an emergency savings fund one of their top financial priorities. Such an account would be separate from other savings accounts like retirement and education accounts, for example. “The idea behind creating an emergency savings fund is to have money […]

by × November 13, 2013 × 0 comments

Finances, Retirement

How Changing Interest Rates Affect Retirement

How Changing Interest Rates Affect Retirement

  The ongoing low interest rate environment that the U.S. economy has experienced over the past few years has presented unique challenges for some retirees who are dependent on a stream of interest income from investments to meet their everyday living expenses. This is because low interest rates generally result […]

by × November 7, 2013 × 0 comments

Finances, Retirement

How “Framing” Impacts Important Social Security Decisions

How “Framing” Impacts Important Social Security Decisions

Many people don’t realize that when it comes to Social Security, they have a choice of when to begin receiving their retirement benefits. In other words, you don’t have to wait until you’re 65 — which is often considered the traditional retirement age — to start receiving benefits, nor do […]

by × October 31, 2013 × 0 comments

Finances, Retirement

Smart Retirement Strategies at Any Age

Smart Retirement Strategies at Any Age

The 50s: Approaching the Finish Line After perhaps a lifetime of diligently saving money on a consistent basis, individuals in their 50s are starting to get closer to the day when they hope to actually enter into and enjoy the retirement they’ve been planning for so long. If you think […]

by × September 24, 2013 × 0 comments