Many Americans are facing this tough question. But don’t worry– it’s never too late to start saving. Ideally, you should begin saving for retirement in your 20s. The longer you have to save the better your chances of having the kind of retirement lifestyle you desire. If you’re in [...]
For many people, the 60s are the decade when they’re nearing or ready to finally enter retirement. That’s why this decade is often considered to be the end of a long and winding retirement planning journey. In reality, though, the 60s are the start of a brand new journey [...]
Income is a primary concern for most retirees. One way to alleviate this concern is with immediate annuities, a financial alternative that can assist in meeting retirement income needs by offering a steady stream of income tailored to continue through retirement. An immediate annuity is a contract between you [...]
To many Americans, the thought of saving $1 million dollars over the course of their lives is a little overwhelming. It seems like such a large sum of money — and it is — that people often shrug off the goal of saving this much for retirement as unattainable. [...]
You’ll probably find that like most people -you’re living your life primarily in the “now.” You’ve worked hard and are making enough to meet the mortgage on the home that you really like, in the neighborhood that suits you. You might have a boat that you take out on [...]
It’s not uncommon for people to put off saving for retirement because they don’t think they earn enough money to open a retirement savings account. This is especially true for young people for whom retirement may be at least three or four decades away. Retirement is so far away, and [...]
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