finances

Finances

Budgeting Basics: Establishing a Household Budget

Budgeting Basics: Establishing a Household Budget

Financial literacy is arguably more important now than ever, but there appears to be a large financial literacy gap in the U.S. today. In a survey conducted by the Financial Services Roundtable, 41 percent of U.S. adults gave themselves a grade of C or worse when it comes to their [...]

by × September 16, 2012 × 0 comments

Finances

How to Create a Family Endowment

How to Create a Family Endowment

A family endowment is something that may benefit everyone in a family – including you. The goals of an endowment are simple – accumulate enough assets to allow you to live comfortably off the income during retirement and to maintain and preserve the principle for your loved ones and future [...]

by × September 6, 2012 × 0 comments

Finances, Retirement

Protecting Your Parent’s Assets Along with Your Own

Protecting Your Parent’s Assets Along with Your Own

The goal of many parents is to protect their estates, have some form of livable income, and at the same time leave their children provided for. Adult children can assist their parents in meeting these goals, and at the same time protect assets that may someday be theirs. 1. Recognize [...]

by × September 5, 2012 × 0 comments

Finances, Retirement

What Being Debt Free Might Mean for Your Future

What Being Debt Free Might Mean for Your Future

We live in a credit-based society, one where accumulating assets often coupled with accumulating accompanying debt. Buying a home? Sign on the line for a 30-year mortgage. New car? A bit of money down, plus a five-year loan. Starting a business? Visit your local bank for that small business loan. [...]

by × September 2, 2012 × 0 comments

Finances

Are All Financial Blogs Trustworthy

Are All Financial Blogs Trustworthy

A blog is certainly a wonderful innovation for freedom of speech. Short for “web log” a blog is usually a web site or part of a web site, and it generally contains regular entries of opinion, events in the author’s life, and observations. In addition to text, blogs often contain [...]

by × September 1, 2012 × 0 comments