David Lerner Associates

Finances, Retirement

Retirement and the American Dream

Retirement and the American Dream

Ah, the American Dream! In essence the dream is that anyone who has a goal and works hard can make it. Both President Obama and Governor Mitt Romney talked about the American Dream on the campaign trail, but according to a recent survey from the Transamerica Center for Retirement Studies [...]

by × September 8, 2012 × 7 comments

Finances

How to Create a Family Endowment

How to Create a Family Endowment

A family endowment is something that may benefit everyone in a family – including you. The goals of an endowment are simple – accumulate enough assets to allow you to live comfortably off the income during retirement and to maintain and preserve the principle for your loved ones and future [...]

by × September 6, 2012 × 0 comments

Finances, Retirement

Protecting Your Parent’s Assets Along with Your Own

Protecting Your Parent’s Assets Along with Your Own

The goal of many parents is to protect their estates, have some form of livable income, and at the same time leave their children provided for. Adult children can assist their parents in meeting these goals, and at the same time protect assets that may someday be theirs. 1. Recognize [...]

by × September 5, 2012 × 0 comments

Finances, Retirement

What Being Debt Free Might Mean for Your Future

What Being Debt Free Might Mean for Your Future

We live in a credit-based society, one where accumulating assets often coupled with accumulating accompanying debt. Buying a home? Sign on the line for a 30-year mortgage. New car? A bit of money down, plus a five-year loan. Starting a business? Visit your local bank for that small business loan. [...]

by × September 2, 2012 × 0 comments