David Lerner Associates

Retirement

American’s Retirement Dreams Unrealistic

American’s Retirement Dreams Unrealistic

  Recent generations of Americans have grown up with a picture of retirement that’s based on their parents and grandparents: Stopping working at around age 65 or sooner in order to spend the rest of their lives traveling, visiting children and grandchildren, indulging in hobbies and recreation, and volunteering to [...]

by × October 24, 2014 × 0 comments

Finances

Investing Basics: What You Should Know

Investing Basics: What You Should Know

  Most people have their attention focused on earning money. But what you do with that money is just as important. Once you have the money, there are four main things that you can do with it: 1) Spend it 2) Save it 3)  Invest it 4) Give it away. [...]

by × August 17, 2014 × 0 comments

Finances

Whole Life Insurance – Do You Need it?

Whole Life Insurance – Do You Need it?

  Part of living the good life is financial freedom and peace of mind. One of the most devastating blows to living the good life is the loss of a loved one.  Apart from the emotional loss, there can also be financial loss. Many families purchase life insurance in order [...]

by × August 14, 2014 × 0 comments

Retirement

How To Save for Retirement Regardless of Your Income

How To Save for Retirement Regardless of Your Income

It’s not uncommon for people to put off saving for retirement because they don’t think they earn enough money to open a retirement savings account. This is especially true for young people for whom retirement may be at least three or four decades away. Retirement is so far away, and [...]

by × August 13, 2014 × 0 comments

Retirement

The Retirement Disconnect: Confidence Doesn’t Mirror Practices

The Retirement Disconnect: Confidence Doesn’t Mirror Practices

  There’s good news and bad news when it comes to retirement savings in America, according to the results of the 2014 Retirement Confidence Survey, which were recently released by the Employee Benefits Research Institute and Greenwald Associates. The good news: The confidence of Americans in their ability to retire [...]

by × August 6, 2014 × 0 comments

Retirement

Take Your Retirement for a Test Drive

Take Your Retirement for a Test Drive

Before buying a new car, you probably take it out for a test drive to see how it feels and make sure that everything is working properly. Have you ever thought of taking a similar “test drive” when it comes to your retirement? Many people suddenly go from working full-time [...]

by × August 4, 2014 × 0 comments